Happy New Year All

Well, this fun filled year (2014) is coming to a close. Looking back one has to consider if that's a good or bad thing. Are we better, worse, or the same that we were at the end of 2013. I'm another year older, a few pounds heavier, about the same in health, but a little deeper in debt.

How are you doing? Are you better, worse, or about the same as that long ago time, December 31, 2013?